Enrolling in a family health insurance plan is one of the biggest — and best — decisions you can make for your family. Here are five good reasons to get your clan covered:
1. Insurance for your family helps keep your family healthy
Health care isn’t just about taking care of illnesses and injuries as they arise. It’s also about staying healthy with preventive health services. That means getting the yearly checkups, screenings, and vaccinations you need to prevent or manage certain health problems.
Independence Blue Cross family health insurance plans cover certain preventive health services with no cost-sharing. And if you sign up for IBX Wire®, we’ll send you a text if you miss a preventive health service that you need.
2. Kids get sick
Kids are magnets for bumps, bruises, and a mixed bag of icky illnesses that get around daycares and schools. A family health insurance plan will make affordable health care available to them each time they pick up a bug and need to see a pediatrician. Even better: dependents can remain covered on the family health insurance plans until they turn 26.
3. So do adults
As we age, we become less likely to fall off our skateboards (well, most of us) and more watchful for symptoms of chronic diseases. At middle age and beyond, preventive care and screenings become important tools to maintain your health. And with good reason: certain conditions, such as colon cancer, are preventable (or easier to treat) with early detection. Independence Blue Cross family health insurance plans offer certain preventive care services at no additional cost to you.
4. It may be more affordable than you think
Depending on your household income and the size of your family, you may be eligible for financial help (also known as a “subsidy”). Our online subsidy calendar will help you see if you may qualify. Note that 2018 subsidy calculations will be available when open enrollment begins on November 1.
5. You’ll get discounts on healthy family fun!
The bigger the family, the more you appreciate a bargain. Independence Blue Cross members can get tons of value-added discounts, including:
- Fitness gear and healthy meal ingredients
- Amusements parks, movies, and sporting events
- Museums and aquariums
- Philly-area fun, like the Blue Cross RiverRink, the Indego bike share, and local sports team games
Ready to browse our family health plans? Visit ibx4you.com to meet our plans and easily enroll in an option that works for you.