Welcome, new members! We want you to be able to take advantage of your new health benefits, as well as your Independence member discounts and perks, as soon as possible. So here are three steps for getting started with your 2017 Independence health plan.

1. Register for the member website.

ibxpress.com is our secure online member website where you can view your health plan benefit details,...

If you’re shopping for an individual health insurance plan for the first time, it may feel a bit overwhelming. But don’t worry, it’s easier than you think to compare health insurance plans, get a free health insurance quote, and enroll in a plan.

How can I find an affordable health insurance plan?

Many of the people who apply for health insurance will receive financial assistance from the federal government to help purchase a health plan....

For nearly 80 years, Independence Blue Cross (Independence) has been committed to improving the health and well-being of our community. This commitment includes continuing to participate in the Federal Health Insurance Marketplace, which is helping millions of people access the health care coverage they need. Every year, we offer consumers a range of health plans with a variety of prices to meet their needs and budget....

If you were covered by a PPO plan in the past and switched to an HMO plan, you may have some questions about how an HMO works. Don’t worry — it’s easier than you think.

What is an HMO Plan?

HMO stands for health maintenance organization. An HMO is a type of health plan that requires you to select a family doctor,...

Lose your health insurance? You may qualify for a Special Enrollment Period

No one plans on getting sick, having an accident, or losing their health insurance. But it sometimes happens. The good news is that COBRA coverage isn’t your only choice for health insurance. In fact, losing your coverage may actually qualify you for special enrollment in a health plan....

The premium, or monthly cost, you see when shopping for a health insurance plan is just one factor to consider when determining what the plan may cost you out of your own pocket over the course of a year. If you are shopping for health insurance coverage, some things you should know are: which health care services are covered or potentially not covered under your selected health plan what can you expect your health insurance provider to pay for covered services what you can expect to pay out of your own pocket for things like doctor visits,...