Family Health Insurance: Taking Care of Those Who Depend on You

A family dances in their living room
Nothing is more important than protecting your family’s health and well-being — enrolling in family health insurance is one of the most important ways to do just that. Here are four good reasons to keep your family covered:

1. Insurance for your family helps keep your family healthy

Health care isn’t just about taking care of illnesses and injuries when they arise....
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Your Health Insurance Deductible Explained

A couple examines papers and a laptop in their kitchen
There are a lot of important things to consider when you’re shopping for health insurance, including: What doctors and hospitals will you be able to use? How much will you pay when you need care? Does your health plan have a deductible? Before you pick a health insurance plan, be sure you understand the basics — especially when it comes to your health insurance deductible....
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In-Network vs Out-of-Network: What Does It Mean?

Female doctor talking and giving advice to woman patient
A lot of things can happen to put you in the market for a new doctor. Maybe you’ve moved to a new town and need to find a pediatrician for your kids’ well-visits. Or your primary care physician (PCP) recommends you follow-up with a specialist. Or you’ve turned 50 and are due to get your first colonoscopy....
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Pay $0 for 24/7 Virtual Care Benefits from MDLIVE®

Close up of a father and daughter having a video call with their doctor
We know that staying healthy means taking care of both your body and mind. And we want to make it as convenient and affordable as possible for our members to get care, right when they need it. That’s why we’ve expanded our virtual care benefits in our 2021 individual and family health plans.* Now members will have access to 24/7 virtual care from MDLIVE® and pay $0 cost-share!...
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The Cost of Health Insurance Is More Than Just Your Premium

A doctor examines a kid, with the mother nearby. All are wearing masks.
Choosing a health insurance plan is an important decision. Like with any big purchase, you’ll want to compare how much you pay and what you’ll get in return. When you’re shopping for a plan, the “price tag” is the monthly premium, which is the amount you pay to your health insurance company to keep your coverage active....
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Meet Pennie, the New State-Based Exchange for 2021 Open Enrollment

A woman uses a laptop as a man holds a baby
If you’ve purchased your own individual or family health insurance plan in the past, you may have enrolled through HealthCare.gov. HealthCare.gov is operated by the federal government. If you’re shopping for a high-quality, affordable health plan during 2021 Open Enrollment, things will look a little different for Pennsylvania residents. Starting November 1, 2020, the Commonwealth of Pennsylvania will operate a state-based Health Insurance Marketplace called Pennie....
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Medicare Advantage vs Medicare Supplement Plans

If you’re trying to decide between a Medicare Advantage plan and a Medicare Supplement plan, remember that there isn’t one correct choice for everyone. Your health needs and monthly budget may fit one plan but not another. Meanwhile, a friend in your age group may have a different budget and needs, so they may be better off with a different plan....
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Enroll Now for a Quality 2021 Health Insurance Plan

Working mom uses laptop as husband cares for baby
Open Enrollment for 2021 individual and family health insurance plans starts November 1, 2020, and ends January 15, 2021. During Open Enrollment, you can apply for a new health insurance plan, change your health plan type, or make updates to your existing health plan, such as adding dependents. Any new plans or changes you make by December 15 will go into effect on January 1,...
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4 Questions to Ask Yourself When Comparing Medicare Coverage Options

An older couple speaks with a Medicare advocate
Have you ever heard of the Enneagram personality test? The test presents a series of questions to help you find out which of nine personality types you are. Knowing your personality type, or Enneagram, is said to improve your self-awareness and help you understand your approach to the world. And while your Enneagram type won’t help you shop for a Medicare plan,...
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