The Value of an Independence Blue Cross Health Plan

A man shakes hands with a doctor in a hospital hallway
Consider for a moment the following statistics: From 2012 to 2016, commercial health care prices in the United States rose three times faster than inflation. In the Philadelphia area, commercial health care prices rose 16 percent between 2012 and 2016. Between 2010 and 2025, prescription drug prices in the United States are expected to increase by 136 percent....
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The Cost of Health Insurance Is More Than Just Your Premium

A nurse uses a stethoscope on a young girl
Choosing a health insurance plan is an important decision. Like with any big purchase, you’ll want to compare how much you pay and what you’ll get in return. When you’re shopping for a plan, the “price tag” is the monthly premium, which is the amount you pay to your health insurance company to keep your coverage active....
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When, Why, and How to Change Medicare Plans

As a Medicare beneficiary, you can change your Medicare plan every year. And while there are certain timeframes when you’re allowed to make the change, there are many reasons why you might want or need to change, including: Maybe your health care needs have changed, and you need benefits not offered by your current plan. Some specialists,...
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Health Insurance Company Comparison: Independence Blue Cross vs. Oscar and AmBetter

Man comparing Independence Blue Cross to Oscar and AmBetter
Open enrollment is here, and once again Independence Blue Cross (Independence) is proud to offer the most health plans in the Philadelphia region. When it comes to 2020 health insurance plans, we know you have choices. That’s why we work hard to provide you with a range of plans to meet your needs and budget.

What Are You Looking for in a Health Plan?

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Changes Ahead: Medigap 2020

Medicare Supplement plans are also known as Medigap plans. They are insurance plans that add on to the coverage you get from Original Medicare (Part A and Part B). Medicare Supplement plans help with some of the roughly 20 percent of out-of-pocket costs left over after Original Medicare pays its share. This added-on coverage gives people peace of mind that the medical services they need will be covered....
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Understanding $0 Medicare Plans

An older couple sits on the couch, looking at a laptop computer together
It’s true! You can pay no monthly premium and still have quality health care coverage with a Medicare Advantage plan. Read on to find out how $0 premium Medicare Advantage plans can give you so much for so little. Hundreds of thousands of Medicare beneficiaries have chosen coverage under Part C, which is also known as a Medicare Advantage plan....
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For Caregivers: Navigating the Medicare Annual Enrollment Period Like A Pro

If you’ve ever helped a loved one choose a Medicare plan, you know there’s a lot to consider. To help make this year’s Annual Enrollment Period (AEP) go as smoothly as possible, here’s some information and resources that can help you understand the options available and find the coverage that fits their needs.

The Basics of AEP

Medicare AEP is an important time to reflect together on the care your loved ones have been receiving and plan for the coming year....
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Working Together to Bring Home the Federal Employee Plan Excellence Award

Kelly Coley and her team accepting the Federal Employee Plan (FEP) Excellence Award at the annual National FEP Conference in Minneapolis this past June. This past June, Independence Blue Cross won the Blue Cross and Blue Shield Association Federal Employee Plan Excellence Award. We received the honor at the annual National FEP Conference in Minneapolis....
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A Mobile App that Keeps Up with Me and My Family — No Matter Where We Are

I first became familiar with the IBX mobile app because of my job. As an Independence Blue Cross national sales consultant, I initially downloaded the app to familiarize myself with its features. That way, when I met with my external business partners to discuss our capabilities, I could speak about the app from experience. Now I can’t imagine not having it....
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