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IBX Insights

Estimate Health Care Costs Before Your Appointment

By February 4, 2022February 7th, 2022Health Insurance Member Resources
A young mother compares medical costs on her computer, as her baby sits nearby in a high chair

When you find out that you need a health service, such as an X-ray, lab work, or surgery, what’s the first thing that comes to mind? You’re not alone if it’s, “How much is that gonna cost me?” It’s an important consideration, and the cost difference between some providers and where you go for the service can amount to hundreds of dollars.

You don’t have to wait for the bill to know how much you’ll pay for care.

Avoid Surprises and Save Money

Higher cost doesn’t always mean better care. Use our Care Cost Estimator to estimate your out-of-pocket costs before you schedule a doctor’s appointment or medical procedure. Estimates are based on your specific health plan.

You can compare the costs of different providers in your network and choose the one that is best for you — for your health needs and budget. You can also use the Care Cost Estimator to:

  • Get estimates for a range of costs associated with a procedure
  • View your deductible contributions to date
  • See the average price of a service

To use the Care Cost Estimator, log in at and select Find Cost Estimates for a Medical Procedure. You can also log in using the IBX mobile app for your iPhone or Android.

Independence Blue Cross is committed to helping our members get the right care at the right place at the right cost. We want to take away any uncertainty, so you can focus on your health.

Try it now.

Erin Thurston

As director of member marketing at Independence Blue Cross, Erin Thurston is accountable for the member outreach strategy and multi-channel execution of communications for the Commercial segment. Additionally, her team manages the acquisition marketing and retention efforts for under-65 individual and family health plans. Outside of IBX, Erin is a wife and a mom of two young boys. As a former collegiate athlete, she enjoys attending her boys' sporting events and all things fitness.