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IBX Insights

Blue Solutions®: Big Pharmacy Benefits for Small Businesses

A mother and daughter are served by a pharmacist

Drug spend in the U.S. is expected to reach up to $600 billion by 2023, with hundreds of high-cost, low-value drugs coming to market each year.

That’s why Independence Blue Cross includes both pharmacy and medical benefits in all of our small-business health plans — helping employers offer their employees a better experience, improve outcomes, and control health care costs.

We’re placing a stronger focus on pharmacy benefits in our health plans to improve the overall experience of your employees, so everyone feels good and lives well.

Our Blue Solutions® plans are designed to connect your employees with the medications and information they need:

  • Through the member portal at, employees can easily manage their prescription drug benefits, estimate costs, and set up mail order to receive medications at home.
  • Employees can access over 68,000 retail and independent pharmacies nationwide.
  • Every plan includes $3 low-cost generic drugs.1

View our Blue Solutions Pharmacy Guide to learn more.

1Copay for mail order low-cost generics is $6 for up to a 90-day supply. Members with HSA-qualified and HRA plans will need to meet the plan’s deductible first to receive the low-cost generic benefit. For members with the PPO Bronze HSA-0 $7,000/100%, no cost-sharing applies after meeting the plan’s deductible.
IBX Insights Team

The IBX Insights Team is here to provide tips on using your health insurance and living a healthy life.