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IBX Insights

New Home, New Health Plan: Family Health Insurance Options When Moving

A family has a first meal of pizza in their new house, among the boxes

Moving to a new home — whether it’s across the country or just across the county line — could also mean you need to move to a different health plan.

Is Moving a Qualifying Event for Health Insurance?

Moving out of your current health plan’s service area is considered a qualifying life event, and you may be eligible for a Special Enrollment Period (SEP) to enroll in or change your health insurance plan. Other qualifying life events include:

  • Getting married
  • Giving birth
  • Adopting a child
  • Losing your job

Learn more about qualifying life events and the timing of Special Enrollment Periods. What is a qualifying life event?

In addition, you might even qualify for financial assistance: Nearly 9 out of 10 members enrolled through, the state-based health insurance exchange for Pennsylvania, save money on health insurance. is the only place Pennsylvanians can go to apply for tax credits to help lower the costs of their health plans.

Take Advantage of This Chance to Enroll your Family in One of Our Family Health Care Plans

If you’re making a permanent move within the Philadelphia region,* you may have the opportunity to sign up for an affordable, new health insurance plan for yourself or your family. Independence Blue Cross offers the largest network in the region with access to more than 50,000 doctors and 175 hospitals. But don’t delay; this special enrollment period only lasts for 60 days from the date of your move.

Start shopping and comparing our wide selection of individual and family health plans today. Prefer phone? Call us at 1-888-475-6206, Monday – Friday, 8 a.m. to 6 p.m.

*Bucks, Chester, Delaware, Montgomery, and Philadelphia counties.
Paula Sunshine

Paula Sunshine is senior vice president and chief marketing executive at Independence Blue Cross. She oversees all commercial and consumer marketing activities, including digital assets such as and the IBX mobile app. Ms. Sunshine earned a bachelor of arts degree in mathematics from Emory University and a master of business administration from the Wharton School at the University of Pennsylvania.