Enroll Now for a Quality 2021 Health Insurance Plan

By October 1, 2020November 1st, 2020Health Insurance Member Resources
Working mom uses laptop as husband cares for baby

Open Enrollment for 2021 individual and family health insurance plans starts November 1, 2020, and ends January 15, 2021.

During Open Enrollment, you can apply for a new health insurance plan, change your health plan type, or make updates to your existing health plan, such as adding dependents. Any new plans or changes you make by December 15 will go into effect on January 1, 2021.

See if you qualify for financial assistance

Financial assistance, also called tax credits or subsidies, may be available depending on where you live, your family size, and income. If you are eligible, you could pay a lower premium each month for your health plan. Check our online calculator to see if you and your family may be eligible for financial assistance.

Compare 2021 health plans

For 2021, we are offering a wide selection of health plans to meet the coverage needs and budgets for individuals and families in the Philadelphia region. Here’s how to get started:

  1. Compare 2021 health plans from Independence Blue Cross
  2. See if you are eligible for financial assistance to help reduce your monthly rate
  3. Have a look at our supplemental coverage options, including dental, vision, and international travel health insurance plans
  4. When you pick your plan, you can easily apply online or by phone:
    • Online at ibx.com/applynow
    • By phone at 1-888-475-6206 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m.


Paula Sunshine

About Paula Sunshine

As SVP and Chief Marketing Executive at Independence Blue Cross, Paula Sunshine is accountable for the Individual Under-65 market segment. In this capacity, she is directly responsible for developing and executing all direct-to-consumer marketing and sales capabilities. In addition, Ms. Sunshine is accountable for insuring the delivery of market-competitive products and pricing as well as operational readiness for the Consumer market.