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IBX Insights

Family Health Insurance: Taking Care of Those Who Depend on You

By November 19, 2020July 21st, 2022Enrollment Health Insurance
A family dances in their living room

Nothing is more important than protecting your family’s health and well-being — enrolling in family health insurance is one of the most important ways to do just that.

Here are four good reasons to keep your family covered:

1. Insurance for your family helps keep your family healthy

Health care isn’t just about taking care of illnesses and injuries when they arise. It’s also about staying healthy with preventive health services. That means getting regular checkupsscreenings, and vaccinations that you and your family need to prevent or manage certain health problems.

Independence Blue Cross family health insurance plans cover certain preventive health services with no cost-sharing. And if you sign up for IBX Wire® text messages or emails, we’ll send you a reminder if you miss a preventive health service that you need.

2. Kids get sick

Kids are magnets for bumps, bruises, and a mixed bag of illnesses that get passed around daycares and schools. A family health insurance plan makes affordable health care available for them each time they need to see a pediatrician. You can also talk to a doctor 24/7 with telemedicine from MDLIVE. Dependents can be covered under the family health insurance plan until they turn 26.

3. So do adults

As we age, we become less likely to fall off our skateboards (well, most of us) and more watchful for symptoms of chronic diseases. At middle age and beyond, preventive care and screenings become important tools for maintaining your health — and with good reason. Certain conditions, such as colon cancer, are preventable (or easier to treat) with early detection. Independence Blue Cross family health insurance plans offer certain preventive care services at no additional cost to you.

Find out which preventive care services you need.

4. It may be more affordable than you think

Depending on where you live, your household income, and the size of your family, you may be eligible for financial help (also known as a “tax credit” or “subsidy”). Use our online tax credit calculator to see if you qualify.

If you’re ready, review our family health insurance plans and easily enroll in a plan that works for you. Visit now!


Paula Sunshine

Paula Sunshine is senior vice president and chief marketing executive at Independence Blue Cross. She oversees all commercial and consumer marketing activities, including digital assets such as and the IBX mobile app. Ms. Sunshine earned a bachelor of arts degree in mathematics from Emory University and a master of business administration from the Wharton School at the University of Pennsylvania.